Top 8 WooCommerce Payment Gateways for Seamless Transactions  

Payments and transactions are tricky businesses for an eCommerce store. For starters, they are the backbone behind an entrepreneur’s success, and on the other hand they are one of the best metrics to track success. 

This is why it is important to select the one that best goes with your business needs, has a wide variety of options, and overall aligns with your regular payments. With so many options available in the market, it can definitely get overwhelming to select the best one for your needs. And this is exactly where we come into play! 

We tested X of the most used WooCommerce Payment Gateways so that you don’t have to. You can pick and choose the best ones for yourself! 

First, let’s tackle the question of the day:

What is a WooCommerce Payment Gateway?

A payment gateway is essentially a WordPress plugin that helps you collect payments or transactions from your WooCommerce store. The plugin connects users to a payment processing channel. Here are a few important things to keep in mind: 

• You would need to create a merchant account on whichever plugin you decide to go with. 
• Each gateway comes with its own terms and fees, so you should essentially talk to the support to get a clear understanding of what you would be paying. Please note that this is separate from the regular plugin fee.

Let’s get going. 

Choosing the Best WooCommerce Payment Gateways For Your Business

First things first, it is essential to figure out your business needs so that you can pick out a few of the best WooCommerce Payments Gateways for your business. 

Selecting the best payment gateway for WooCommerce depends upon a few parameters; 

1. Cost

Setting up and ongoing costs are different from all WooCommerce payment gateways. They generally include: 

• Cost of the extension or the plugin. 
• Signup fees by the company or the processor 
• Monthly charges 
• Transaction fees

2. Location

Shop location and currency are huge factors in selecting the best method. Some companies only operate in certain countries and currencies. However, customers from all over the world can make payments from the gateway. 

3. Security 

Accepting payments online is a highly critical and sensitive matter. Your users are trusting you with their card and other sensitive information, which is why most WooCommerce payment gateways come with an SSL certificate. This encrypted communication between your store and the user. 

There are two types of payment securities:

• Redirect payments: the store would redirect you to a payment gateway to process payment. 
• Direct payments: you process payments on your site only with an SSL certificate. 

If your WordPress site is hosted by CyberPanel, you are eligible for a free SSL certificate! 

4. Support for Subscriptions

If your company deals with a service that has to support recurring payments, you need to consider this an essential parameter. Only a few WooCommerce payment gateways offer recurring payments. 

To add to all of this, here is another question that would help you select the perfect getaway for your business. 

How many WooCommerce payment gateways do I need? 

It is generally a good practice to only offer one payment gateway in your store. This could either be the default direct payment methods of ones that offer standard credit card fields like Applepay. However, offering many payment gateways can overwhelm the customers creating last minute confusion and cancelling out an almost converted lead. 

8 Best WooCommerce Payment Gateways 

Without further ado, let’s get to the list. 

1. Stripe 

Stripe is one of the most commonly used WooCommerce payment gateway designed for startups and businesses alike. It provides an optimal experience across multiple interfaces, including tablets and all size screens. And the best part? It supports Apple Pay and Google Pay. 

Known for its strong API, Stripe offers advanced customizations, recurring billing, and seamless integration with WooCommerce. Stripe also offers local payment methods such as Bancontact, Boleto, Cash App Pay, EPS, giropay, iDEAL, Multibanco, OXXO, Przelewy 24, and SEPA Direct Debit.

2. WooPayments

WooPayments is a native WooCommerce payment gateway with no startup fees. You can pay as you go with transactions, which means you are billed for usage. Additionally, you can sync their card reader to offer tap to pay options to your users. 

Multiple currency support and BNPL offers sets WooPayments apart from other contenders in this list. WooPayment is also insanely easy to integrate with WooCommerce. 

3. PayPal Payments

PayPal payments needs no introduction, they are one of the best and one of the oldest contenders in this list. PayPal; the parent company is known for its fast and secure transactions all around the world to send money across continents. 

PayPal offers PayPal, Venmo, and Pay Later functionality within the plugin. With your money in your PayPal account, you can instantly access it without waiting. Additionally, PayPal is trusted worldwide and is generally extremely secure. 

4, Square

Using Square as one of your WooCommerce payments gateways or even as the only one is one of the best things that you could do for your store. You can take payments online, in-store, or even on the go with all major credit cards. 

The plugin offers a flat fee across transactions and has custom rates for businesses with over $250k in revenue. The only drawback? Square mostly only deals with AUD, USD, and similar currencies. 

5. Mollie Payments

The best thing about Mollie Payments is that you can instantly set up your account without much hassle. The plugin offers customizable checkout checks with payment management, data driven insights, and streamlined mollie dashboard. 

Mollie’s honest and transparent pricing sets it apart in this list of WooCommerce payment gateways. 

6. Amazon Pay

The best part about Amazon Pay is that it offers superb support and customer retention throughout the payment processing. While most solutions would ask to create an account, Amazon Pay lets you check out as a guest, allowing quick transactions and lesser cart abandonments.

Amazon as a whole is a super trustworthy platform, which makes it a secure gateway. 

7. Fortis Payments

Fortis Payments by Fortis is one of the most underrated entries in this WooCommerce Payment Gateways list. For one, its extremely low set up costs should be enough for you to at least give it a shot. Another thing that sets it apart is its streamlined integration, quick invoicing, secure payments, and 24/ 7 support. 

8. Skrill

Skrill is one of the wild card entries in our WooCommerce payment gateways list as it is not one of the most popularly integrated options with WooCommerce. However, it offers to pay in cryptocurrency, which makes it a promising contender. 

Skrill also has low transaction fees and offers global reach with multiple currency support. 

WooCommerce Payment Gateways: Cheat Sheet

Payment Gateway	Transaction Fees	Supported Currencies	Ease of Integration	Key Features
Stripe	2.9% + $0.30 per transaction (varies by region)	135+	Easy	Global reach, recurring payments, advanced API
WooPayments	2.9% + $0.30 (US)	Limited to WooCommerce regions	Seamless	Native WooCommerce integration, simple setup
PayPal Payments	2.9% + $0.30 (US)	100+	Easy	Widely trusted, buyer protection, multiple payment methods
Square	2.6% + $0.10	Limited (mainly USD, AUD, etc.)	Easy	Omnichannel support, POS integration
Mollie Payments	Varies by method (e.g., iDEAL: €0.29)	100+	Moderate	Flexible local payment methods, subscription management
Amazon Pay	2.9% + $0.30	Limited	Easy	Trusted Amazon ecosystem, voice-enabled payments
Fortis Payments	Custom pricing	Limited	Moderate	Fraud prevention, customizable solutions
Skrill	1.9% + $0.29	40+	Moderate	Low fees, cryptocurrency support

WooCommerce Payment Gateways – Wrapping Up

Selecting the right payment gateway for your WooCommerce store can be a challenging task. However, with SO many options available on the internet, you can easily find the one that matches with your business needs. 

So, get to work and find out your perfect transaction partner! 

Frequently Asked Questions